No problem, mate. However, the bank's interest is negligible, when starting out, when one probably aims for Member+. If you haven't already, read this post. Credit System for purchasing Members+
2% daily interest is actually amazing, if you're patient. Because as long as you collect it every day, it compounds. Deposit 100 coins and collect interest every day for 1 year
100x(1.02)^365 = 137,640LC in the bank on the anniversary of your deposit. Hurray for geometric growth.
Now lets say you miss an average of 3 days a month collecting, you're still looking at t 100x(1.02)^329 = 67,523 after a year. Just for logging in and clicking collect interest.
It starts off slow, but if you're patient the coins add up big.
Plus as long as you're participating an the site, you'll be earning coins to add to the bank to pump those numbers up even faster
Here’s what 2% gives you. Note = It’s simplified since likely, you’ll be adding LC from time to time due to posts.
You make 10 Posts = 50 LC. THEN you put it in the bank and never post again. (again, you’d do it piece by piece, but here we are). At 2% per day (REMINDER: you must collect manually, and I’m doing 30 day months for consistency plus I’m rounding)) =
End of Month 1 = 90 LC
End of Month 2 =170 LC
End of Month 3 = 310 LC
End of Month 4 = 580 LC
End of Month 5 = 1,000 LC
End of Month 6 = 1,900 LC
End of Month 7 = 3,600 LC
End of Month 8 =6,700 LC
End of Month 9 = 12,000 LC
End of Month 10 = 23,000 LC
End of Month 11 = 42,000 LC
End of Month 12 = 77,000 LC
At this point, you’re making 1,500 LC a day… that’s daily 2% interest.
Translation = Post x10. Click on interest 1 / Day. In a year, you’ve got everything within a few weeks JUST WITH INTEREST and cruising at 77k LC. MUCH less waiting if you keep posting daily and putting the LC in. Now, whether that's a long time or not... that's up to you. I'm just an amateur math guy.
EDIT = FUCK IT. I put in the interim months.
EDIT2 = Flaming1 beat me to it... heh. Well done.